Testosterone replacement therapy (TRT) clinics why no insurance?

[Gr8Wall]

TRT clinics why no insurance?

I am low in testosterone naturally coming in at around 280-300 every blood work and have an interest in testosterone replacement therapy (TRT) but i am amazed at how many place sive called and talked to that do not accept or mess with insurance. Why is this? The prices for this type f therapy run anywhere from $600-$900 per 10-14 weeks which bkows my mind cost wise as right now that is out of my reach. Does anybody know of any decent clinics that will work with insurance company as ive got great insurance i know will pay for it and blood work to prove im low. Sure would be nice to get something done about this as i havent cycled in over 7 years and im guessing its time to do some testosterone replacement therapy (TRT) as i am finding this to be unliveable with no energy, lethargic feeling, cant gain muscle anymore, loss of strength etc.. What are my options? My doc wants to put me on 1 cc test injection per 2 weeks and we all know that is garbage and blood levels will be so up and down that it isnt even worth it. Where the hell do i find a decent clinic at that will be able to work with insurance and i still be able to get the adequate dosage with that Aromatase inhibitor (AI) and HCG? I guess if it is not to be i will just go the ole get the stuff myself and save a ton of money method but i would so much prefer to do it legally and have no worries what so ever. i would prefer to let the days of my youth with the gear through the mail shit die for good as i have a family and career to thank about and no desire to risk it all. Any chance at all of finding the dream testosterone replacement therapy (TRT) clinic who will actually accept insurance so its not such a drastic financial hit on my pocket right now or does this not exist at all? Im guessing with insurance its only the docs way which is bullshit or the highly expensive testosterone replacement therapy (TRT) clinic way which will cost a great deal.

 

[Dreaded Pirate Roberts]

You can always submit the bills to the insurance for reimbursement.

 

[Gr8Wall]

You can always submit the bills to the insurance for reimbursement.

Damn i never even thought of that! Thats a pretty good idea there. Wonder what chances are they would pay for it are? Im guessing i would need to be declared by doc hypogonadism which he said i am but done officially then. I may give this a go at least once and see if they will pay. Thanks for the idea!

 

[03ACE]

They don't take insurance, because their methods and courses of treatment don't fit the insurance (or general medical practice) "guidelines". If they make it look like they do fit the guidelines and submit the charges to be paid by insurers, they get charged with insurance fraud. It's bullshit, really. We are in a time where as patients, we are waiting for the general consensus in the medical community to catch up to what we already know is true.

To give you an idea of how insurance companies operate sometimes: I had a coworker who used to work at a HUGE blue-chip company. Their medical insurance was 100% paid by the company, $5 prescriptions, the works. The insurance would not pay for pre-natal vitamins for his pregnant wife, but said they would have no problem covering the cost of an abortion 100%. I mean, WTF?! I'm sure it was because some bean counter figured out that having less dependents would save them money, vs. keeping another dependent healthy for potentially the next 20 years....

 

[Gr8Wall]

wow, what you just said makes a lot of sense in terms of the clinics and how the insurance companies operate. most medical docs i find it hilarious though that they operate on text book principles they learned in school 20 years ago and times obviously change. Liek my doc for instance wants me to be in the 500-600 total test range and no more. im currently at 280-300 and feel like complete shit. 500-600 WILL NOT fix it in its entirety. Im guessing around 800-1000 would be optimal and still healthy level that i wouldnt have to worry about lipid profile problems and such.

The prenatal vitamins situation is totally fcked up and sad really when coorporate grred takes over in situations like that.

 

[03ACE]

Yeah, work with your doc some though before you write him off. Mine said the same thing. My test came back at 719 and he was like "hey, that's great!"

Something to remember about GPs and their prescriptions for TRT.... they didn't even learn this 20 years ago in school. They look up "testosterone" in their handy dandy drug book, and prescribe based on the MFR's recommendation, which is 200mg/14 days of IM Depot-Testosterone. They aren't DOING any math, science, or engineering. They are simply handing out what the book tells them to. I understand that a GP can't be an expert in everything (or anything in some cases). However, it would be nice if they would either take the time to do some research before deciding on a course of action for their patients, or say "I don't know man, you need to see someone who does".

 

[BZOERB]

I would work with your doc bring him studies and talk with him tell him your concerns about every 2 weeks, ask if he will do 100 per week its trhe same amount just smaller doses I'm sure he would do that. Get a good dialog with him and you will be all set.
I would not write him off just yet, you can always start up with a clinic.

 

[Gr8Wall]

Thanks guys for the advice. I will try to develop a better conversationwith him as opposed to just getting pissed and shutting it off. I appreciate the good help and advice!

 

[enderbb]

yea it can be pretty tough