Blood work and insurance

[Pantalones]

As far as appointments and blood work go, it's 80/20, me being the 20, and all medications are always at no cost to me. No deductible either. Is this pretty good? I always feel so bad when I see the BW bill, but after I look at what I could have payed, I smile a little. Is this good, bad, or average? It's a PPO and the insurance is through work so we don't pay a dime directly to the providers.

 

[halfwit]

No way would I risk getting blood work for AAS on insurance's dime. I know for a fact that with my insurance company, I can pull up previous blood workups online - meaning that information is being shared. Also, keep in mind - no way is your insurance company paying 1500 for a simple panel. That's just what they're being charged, and they *maybe* pay 1/5 of that amount.

Unless it's thyroid/shbg/free test or something else not covered by the female panel at privatemdlabs.com I don't hesitate at dropping the fifty bucks. Does sound like you have decent insurance though, mine covers all labs 100%, but they're cheap bastards when it comes to meds. I have to pay 100% out of pocket for my testosterone for example.

 

[Megatron28]

You coverage is good, but the key is how much you are paying for it in premiums. Without that info it is hard to evaluate your coverage.

 

[Pantalones]

You coverage is good, but the key is how much you are paying for it in premiums. Without that info it is hard to evaluate your coverage.

No premium. It's all covered by UPS, part of the benefits from that teamster strike.

 

[Megatron28]

Your benefits look pretty great to me then.

 

[tiredguy]

No premium. It's all covered by UPS, part of the benefits from that teamster strike.

you should have some pretty bitchin' benefits then.