according to the heart rate monitor which was basically programmend, you know it asked for age wiegth height and actvivty level, well for activity level i put medium so according to the monitor with all the stats i was working at 75 percent. I think though that im gonna to up my activity level, then im gonna use your formulas to hopefully try to determine where i should be.
PS. i had no idea this was that complicated, but it good to get advice from someone who knows what their talking about.