Well, what's your estrogen levels at? Could be gyno. If it is, best approach is to 1) control estrogen 2) Raloxifene/Evista or Tamoxifen/Nolvadex.
If you don't have a lump, getting estrogen in check might be all you need. If you do have a lump, either of those can greatly reduce, if not eliminate it. But... If you leave it there too long, surgery is inevitable.
I had removal surgery last year. First few flares were controlled and reversed by Tamoxifen, but over years of fighting it (pre TRT), surgery was my only option.
Don't panic, but don't delay.
-Jim