This is why I treat myself, test is so cheap that the insurance aspect doesn't matter to me. Of course ordering pharma grade test is a little more than UGL but to me it's still worth it over someone telling me a total T of 800-900 is way to "dangerously" high. I shit you not this is what my doc said, she believes to aim for 400-500, I see no point in this whole TRT deal unless we're using enough to feel normal. For me I don't feel okay in that range, I feel best in the 800 range.
She also wouldn't do hCG or an AI, so hell why even mess with her. When I can't get pharma test I use PSL and adjust according to labs.