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Your stomach fat may have very little to do with diet and exercise, and everything to do with your hormone profile. This is especially true if you're only 10 to 15 pounds overweight, and carrying most of your fat around your mid section.
The hormone, cortisol, is released by your adrenal gland when your body or mind are under stress. When you're running late, and driving through heavy traffic, you can bank on the fact that cortisol levels are high.
SLEEP DEPRIVED, GRUMPY, AND TIRED?
THEN GET READY, BECAUSE THE CORTISOL'S COMING.
BOSS RIDING YOU AT WORK, WIFE NAGGING YOU AT HOME?
MORE CORTISOL!
Chronically elevated cortisol can lead to consistent and chronic fat accumulation around your mid section.
Belly Fat and Low Testosterone - Blog - Testosterone replacement & general men's health articles