where do you guys do blood works

[halfwit]

Policies can be cancelled but not for health reasons.
Health care companies are no focusing on groups of 25+ leaving only deductible plans to small businesses.

Substance abuse is a health reason? I swear when we had orientation for benefits, that was a flag for being able to remove us as policy holders. I realize that you are a professional in this area; but to my knowledge, substance abuse being on your record can also preclude you from obtaining a new policy if you change employers, no?

 

[Megatron28]

Health insurance policies are being canceled right now because they don't meet the Minimum Requirements of the Affordable Care Act. Not because people have pre-existing conditions. You can't exclude health insurance to people for pre-existing conditions anymore.

Having all these lab results in your health records though would definitely be problematic in getting private Life, Disability, or Long-Term Care Insurance though. I wouldn't want that in my personal medical records.

 

[halfwit]

Health insurance policies are being canceled right now because they don't meet the Minimum Requirements of the Affordable Care Act. Not because people have pre-existing conditions. You can't exclude health insurance to people for pre-existing conditions anymore.

Having all these lab results in your health records though would definitely be problematic in getting private Life, Disability, or Long-Term Care Insurance though. I wouldn't want that in my personal medical records.

Being unable to preclude one from obtaining insurance is due to the ACA, right? I swear I remember them talking about substance abuse being a biggie last time we renewed. That or it was the crack I was smoking before the orientation. (OKAY, not literally!)