I'm similar to you in size and age, though a bit older. Your numbers for T and E are good. No regular doc would consider you for TRT though I'm sure you can get any number of online or local clinics to do it. But I'd say you don't need it yet.
If I were you I'd jump on that loss of morning wood and ED right away. See a urologist and find out why. The leading causes are cardio vascular disease, diabetes, high blood pressure. You are too young for what you are seeing, so it's a canary in the coal mine warning you of something. Find out what.